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Short-Term Business Loan

Get funded as quickly as 48 hours

Use our calculator to estimate your payment and effective APR for a Short-term business loan or Merchant Cash Advance.

Include all fees associated with a Short-term business loan or Merchant Cash Advance transaction to obtain the actual APR.


You need to borrow $100,000.The lender approved a 1-year term with a factor of 1.25%. You will make a total of 252 payments of $496.03 on weekdays, with no payment required on weekends.

Loan Amount



Time To Fund

48 hours


Loan Term

4-24 months


Factor Rate

1.17 to 1.50

Understanding Short-Term Business Loans

Get upfront working capital for your small business with our simple loan process. Use the funds for expansion, cash flow gaps, new locations, or equipment. Grow your business with ease.

Benefits Of A Short-Term Business Loan

Short-term business loans offer a lump sum of working capital upfront that can be used for various business needs, such as expansion, cash flow gaps, opening a new location, buying equipment, and more. Our process is quick and simple, so business owners can focus on growing their businesses.

Minimum Requirements For Line of Credit

Credit Score



Monthly Bank Revenue



Time In Business

6 months+


A: A line of credit allows businesses to have readily available working capital. They can use this capital whenever needed. The business must repay the amount they borrowed, along with any associated interest or fees. The payments are automatically deducted from the business’ bank account.
A: When evaluating a business, both traditional lenders and alternative funders take credit into consideration, but it's not the only thing they look at. Alternative funders consider the overall performance of the business, including revenue, time in operation, accounts receivable, and business credit history.
A: Our lenders provide short-term financing with flexible payment options based on your eligibility, including biweekly, weekly, and daily payments. While they offer up to a two-year term, most customers opt for shorter repayment periods, especially for their immediate working capital requirements. Therefore, many prefer daily or weekly payments.
A: Short-term business loans are versatile and can be used for various purposes, including covering daily business expenses, buying new equipment, or refinancing existing debt. As a business owner, it's essential to research and determine which financing option best suits your needs. For example, while a business loan can be used to purchase equipment, it may not always be the best fit. In some cases, equipment financing may be a more suitable option.

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